Our Team

David M. Edwards

President and CEO

A graduate of Hershey High School, Harrisburg Area Community College, the Pennsylvania State University (B. S. in Business Administration), and the Life Underwriting Training Council (LUTCF), Dave entered the insurance business in August 1971. He is the founder, owner, and president of David M. Edwards & Associates Financial Services, Inc., in Hershey, Pa. Dave is a two-time past president of the National Association of Insurance and Financial Advisors - Greater Harrisburg, and past board member of the National Association of Insurance and Financial Advisors - Pennsylvania.

The mission statement of David M. Edwards & Associates Financial Services, Inc., is to assist individuals and businesses in developing and implementing financial strategies for their peace of mind. As the firm's clientele has aged, Dave has seen the need to offer products that work with existing social benefit structures of Social Security and Medicare. As changes continually occur in these markets, it has become necessary for Dave to become appointed with a number of insurance providers to meet the needs of his clients. Dave serves clients in Central Pennsylvania, from the Maryland line north to Williamsport, west to Johnstown, and east to West Chester.

Peter D. Achor

Executive Vice President

My objective is helping clients fulfill their financial dreams and goals through tailored holistic strategies. Holistic? That's considering each area of their lives that might impact their financial well-being. No one size fits all. So, you'll benefit from creative approaches to help increase client wealth, reduce inefficiency and "leakage" (money going to taxes or other unintended recipients), and minimize or manage risk and exposure. I help my clients develop a consistent savings/investment plan, prepare for a comfortable retirement, and provide for the unpredictable events of life.

My strategies include:

  • Providing out-of-the-box options for clients seeking greater protection, better organization, and enhanced efficiency in their financial world
  • Understanding clients' dreams and goals, and helping to implement comprehensive financial strategies for individual and business clients through a personalized consultative approach
  • Providing strategies to business owners in areas of business continuation and contingency planning; informal business valuation; wealth transfer; executive benefits; pension plan and group benefits implementation; key employee retention; non-qualified deferred compensation arrangements; and group life, disability, and long term care benefits
  • Introducing advanced estate and charitable planning for business owners, high-income, and high-net-worth individuals seeking estate, ownership transfer, and asset and legacy planning solutions

I'm a graduate of the United States Naval Academy and flew airplanes for the U. S. Navy. I spent 18 years in health care working with doctors and health insurance companies. My family and I have lived in Harrisburg, Pennsylvania, for over 30 years. I'm a tenor and have sung with the award-winning Susquehanna Chorale and with Musical Associates. I'm an avid fisherman and outdoorsman, and I like opportunities to match wits with fish. My passions include my wife and children, my church, my clients, choral singing, reading, and outdoor sports.